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Rating Information

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(As of June 18, 2013)
Rating Agencies Object Tokio Marine HD Tokio Marine
&Nichido
Nisshin Fire & Marine Tokio Marine & Nichido Life Tokio Marine & Nichido Financial Life
S&P Financial Strength Rating - AA-
Negative

(*)

A+
Negative
AA-
Negative
-
Moody's Insurance Financial Strength Rating - Aa3
Stable
- - -
A.M. Best Financial Strength Ratings - A++
Stable
- - --
R&I Issuer Rating - AA+
Stable
AA
Stable
- -
Insurance Claims Paying Ability - - - AA+
Stable
AA-
Stable
JCR Long-term Issuer Rating AAA
Stable
AAA
Stable
- -
-
Fitch Ratings Insurer Financial Strength Rating - AA-
Stable
- - -
(*) The same ratings as Tokio Marine & Nichido's are applicable to the below mentioned group companies due to the strong support from Tokio Marine & Nichido through the existing guarantee on insurance/reinsurance policies:

Tokio Marine Europe Insurance Ltd, Tokio Millennium Re Ltd, Tokio Millennium Re (UK) Ltd, Tokio Marine Global Re Ltd, Tokio Marine Global Re Asia Ltd, Tokio Marine Compania de Seguros, Tokio Marine Retakaful Pte 
For definitions of the above credit ratings, please reffer to the web-site of each credit rating agency.