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Uploaded presentation materialｓ regarding the acquisition of Delphi Financial Group

Wed, 21 Dec 2011 07:00:00 GMT

Uploaded presentation materials of "FY2011 Interim IR Conference"

Wed, 30 Nov 2011 09:30:00 GMT

Notice regarding the resolution of the board of directors on interim dividend

Fri, 18 Nov 2011 06:20:00 GMT

On November 18, 2011, the board of directors of Tokio Marine Holdings, Inc. (the "Company") resolved to pay interim dividend of the Company's 10th fiscal year (April 1, 2011 to March 31, 2012) as described below.

(Details of the resolution)
Pursuant to the provisions of the Company's Article of Incorporation, the Company will pay interim dividend to its shareholders or the registered pledgees on shares appearing on the register of shareholders, including those recorded by electronic means, as of the close of business on September 30, 2011 as follows.

1. The amount of interim dividend
25 yen per share.

2. Effective date and starting date of payment
Tuesday, December 6, 2011.

Preliminary Approval for the Establishment of a Beijing Branch of Our Chinese Subsidiary

Wed, 09 Nov 2011 09:45:00 GMT

Tokio Marine Holdings, Inc. (hereinafter called the "company", President: Shuzo Sumi) is pleased to announce that its group company, Tokio Marine & Nichido Fire Insurance (China) Co., Ltd. (hereinafter called the "Chinese subsidiary"), has obtained preliminary approval from the China Insurance Regulatory and Management Committee of the China Insurance Regulatory Commission on October 28, 2011 to establish a Beijing branch.
Preparations for its opening are underway, and the Beijing branch is scheduled to begin operations in May, 2012.

After reorganizing the former Shanghai branch (the first business organization established by a Japanese insurance company in September, 1994) into a wholly-owned subsidiary in November, 2008, the company subsequently established its Shanghai, Guangdong and Jiangsu branches under the management of the Chinese subsidiary in January 2009, July 2010 and August 2011 respectively.

With the opening of our fourth branch in China, we will be able to provide faster and higher quality services from a local-based office, as well as direct acceptance of insurance from our customers in Beijing. Preparations for the opening of the Beijing branch are under way, and the branch is scheduled to commence operations in May, 2012 after final approval is obtained from the relevant authorities.

Along with underwriting various kinds of insurance that meet our customers' needs, the Chinese subsidiary is prepared to offer diverse risk management services in accordance with various risks and regulations specific to China. The Chinese subsidiary has steadily expanded operations, and at present is the largest Japanese affiliated P&C insurance company and stands among the top foreign P&C insurance companies operating in China. At the Beijing branch to be newly opened, we will continue to provide high quality products and services and endeavor to further reinforce our company's foundation in the Chinese market.

Looking ahead, the company aims to gradually expand its network of branches in other areas of China.

Overview of Tokio Marine & Nichido Fire Insurance (China) Co., Ltd. Beijing Branch

1. Name : Tokio Marine & Nichido Fire Insurance (China) Co., Ltd. Beijing Branch
2. Location	: Beijing
3. Number of Staff (Expected)	: Approx. 20
4. Region of business	: All of Beijing
5. Scope of Products	: Fire, Liability, Personal accident, Construction, Marine cargo and transit, etc.
6. Expected date of commencement	: May, 2012

Uploaded "Annual Report 2011"

Mon, 31 Oct 2011 05:38:01 GMT

Information on incurred losses caused by natural disasters in Japan and overseas (preliminary report)

Fri, 21 Oct 2011 05:23:49 GMT

We would like to express our sincerest sympathies to all who have been affected by Typhoon No. 12, No.15 and Hurricane Irene.

Of natural disasters that have occurred in Japan and overseas in FY2011, losses resulting from the following natural disasters had exceeded certain levels and, therefore, are reported below.
Figures shown below are based on information available as of today and could change materially in the course of future progress of damage reporting, claims investigations, and other factors.

Our Group maintains rigorous risk control, and the adjusted capital for Tokio Marine Holdings for the fiscal year ended March 31, 2011 is approximately 2.9 trillion yen. We believe the losses reported on herein will have a minor impact on the financial soundness of Tokio Marine Holdings.

1. Natural catastrophe losses in Japan
Figures shown below are incurred losses on a direct basis*1 (Incurred losses related to policies for which Tokio Marine & Nichido Fire Insurance is the sole or lead underwriter) *2. Financial statements will eventually reflect the benefits including applicable reinsurance and catastrophe loss reserves*3.

(As of October 20, 2011, billions of yen)

	Fire, Other lines	Auto	Marine, Transport	Total
Typhoon No. 12 (Talas)	6.99	1.57	0.10	8.67
Typhoon No. 15 (Roke, Revised)	11.77	2.10	0.40	14.28

*1:	Incurred losses on a direct basis
	This is the sum of the amount of claims paid, before considering amounts recoverable from reinsurance, and outstanding claims reserves (but does not include claims incurred but not reported (IBNR)).
*2:	Incurred losses related to policies for which Tokio Marine & Nichido Fire Insurance is the sole or lead underwriter
	The amounts shown above reflect estimated incurred losses related to policies underwritten solely by Tokio Marine & Nichido Fire Insurance and joint insurance policies for which Tokio Marine & Nichido Fire Insurance is the lead insurance underwriter among a group of coinsurance underwriters. Estimated incurred losses related to coinsurance policies for which another insurer is the lead underwriter are not included.
*3:	Catastrophe loss reserves
	To prepare for the payment of claims resulting from events like large-scale natural disasters, a portion of insurance premiums is set aside as catastrophe loss reserves. In each financial reporting period following a disaster, loss ratios are calculated for each type of insurance. When loss ratios exceed catastrophe loss ratios established by the Insurance Business Act, the catastrophe loss reserves are reversed by an amount corresponding to the exceeded portion of loss ratios.

2. Natural catastrophe losses overseas
Estimated net incurred losses of the Tokio Marine Group caused by Hurricane Irene that made landfall in North Carolina and New Jersey, the eastern U.S. in August 2011 are as follows.

- Tokio Marine & Nichido Fire Insurance (including U.S. branch): Approx. 0.2 billion yen
- Subsidiaries*4: Approx. 7.0-8.0 billion yen

*4:	Philadelphia, Kiln, Tokio Marine Underwriting, and Tokio Millennium Re (UK) are subsidiaries of Tokio Marine & Nichido Fire Insurance.

Status of Investments in Sovereign Debt of Five European Countries

Fri, 14 Oct 2011 04:48:14 GMT

Tokio Marine Group's status of investments in sovereign debt of five European countries is as follows.

Country	Exposure
Ireland	-
Italy	10.1 billion yen
Greece	-
Spain	-
Portugal	-
Total	10.1 billion yen

The figures are sum of Tokio Marine & Nichido, Nisshin Fire, Tokio Marine & Nichido Life and Tokio Marine & Nichido Financial Life as of September 30, 2011.
Exposure of other group companies, including overseas subsidiaries and affiliates, is not significant.

Information on incurred losses caused by Typhoon No. 15 (preliminary report)

Wed, 05 Oct 2011 11:34:32 GMT

We would like to express our sincerest sympathies to all who have suffered losses as a result of Typhoon No. 15.

As of September 30, data compiled by Tokio Marine & Nichido Fire Insurance Co., Ltd., a subsidiary of Tokio Marine Holdings, Inc., on losses resulting from Typhoon No. 15 (Typhoon Roke, which crossed central Japan on 21 September) had exceeded certain levels and, therefore, are reported below.

The amounts shown below are based on information available as of September 30 and could change materially based on the results of claims investigations and other factors.

As our Group maintains rigorous risk control, financial statements will eventually reflect the benefits including applicable reinsurance and catastrophe reserves*1.

The adjusted capital for Tokio Marine Holdings for the fiscal year ended March 31, 2011 is approximately 2.9 trillion yen. We believe the losses reported on herein will have a minor impact on the financial soundness of Tokio Marine Holdings.

Incurred losses on a direct basis*2 (Incurred losses related to policies for which Tokio Marine & Nichido Fire Insurance is the sole or lead underwriter) *3

(billions of yen)

Type of Insurance	Fire, Other lines	Auto	Marine and transport	Total
Typhoon No. 15	6.64	1.40	0.32	8.37

*1：	Catastrophe reserves
	To prepare for the payment of claims resulting from events like large-scale natural disasters, a portion of insurance premiums is set aside as catastrophe reserves. In each financial reporting period following a disaster, loss ratios are calculated for each type of insurance. When loss ratios exceed catastrophe loss ratios established by the Insurance Business Act, the catastrophe reserves are reversed by an amount corresponding to the exceeded portion of loss ratios.
*2：	Incurred losses on a direct basis
	This is the sum of the amount of claims paid, before considering amounts recoverable from reinsurance, and outstanding claims reserves (but does not include claims incurred but not reported (IBNR)).
*3：	Incurred losses related to policies for which Tokio Marine & Nichido Fire Insurance is the sole or lead underwriter
	The amounts shown above reflect estimated incurred losses related to policies underwritten solely by Tokio Marine & Nichido Fire Insurance and joint insurance policies for which Tokio Marine & Nichido Fire Insurance is the lead insurance underwriter among a group of coinsurance underwriters. Estimated incurred losses related to coinsurance policies for which another insurer is the lead underwriter are not included.

Opening of a Branch Office in Jiangsu of our Chinese Subsidiary

Fri, 05 Aug 2011 09:22:00 GMT

Tokio Marine Holdings, Inc. (President: Shuzo Sumi) has the pleasure of announcing the opening of its Jiangsu Branch, the third branch in China of The Tokio Marine & Nichido Fire Insurance Company (China) Limited, a group member of Tokio Marine Holdings, Inc., with effect from August 8, 2011.

After reorganizing the former Shanghai Branch (the first business organization established by a Japanese insurance company in September, 1994) into a wholly-owned subsidiary in November, 2008, the company subsequently established its Shanghai and Guangdong Branches under the management of the Chinese subsidiary in January, 2009 and July, 2010 respectively.

We open the third branch on August 8, the Jiangsu Branch, after having obtained approval for commencing operations in all of Jiangsu province from the China Insurance Regulatory Commission for the establishment of the above-mentioned branch on July 19, 2011. After the new branch is established, we will be able to provide quicker and higher quality services from the locally-based office, as well as offer direct underwriting services to our customers in Jiangsu province.

Along with underwriting various kinds of insurance that fulfill our customers' requests, the Chinese subsidiary is prepared to offer diverse risk management services conforming with various risks and regulations specific to China. It has steadily expanded its operations and is the largest Japanese P&C insurance company in China at present, standing among the top foreign P&C insurance companies operating in the country.

The newly-formed Jiangsu Branch is dedicated to providing high quality products and services, and will strive to further reinforce our company's foundation in the Chinese market.

Moving forward, the company seeks to expand its network of branches in Huabei and other areas.

Overview of The Tokio Marine & Nichido Fire Insurance Company (China) Limited Jiangsu Branch

1. Name	: The Tokio Marine & Nichido Fire Insurance Company (China) Limited Jiangsu Branch
2. Address	: Room 1801､1810-1815　SIFC, No.24 Building, Times square, SIP, Suzhou, P.R.C. Postal Code: 215028 　　　（TEL）86-512-6296-6770 　　　（FAX）86-512-6296-6766
3. Number of staff	: About 20
4. Business area	: All of Jiangsu province
5. Date of opening	: August 8, 2011

Overview of The Tokio Marine & Nichido Fire Insurance Company (China) Limited

1. Company's name	: The Tokio Marine & Nichido Fire Insurance Company (China) Limited
2. Date of establishment	: July 22, 2008 (Date of the commencement of operations: Nov 1, 2008)
3. Address	: 38F Hengseng Tower, Lujiazui Ring Road, Pudong New Area, Shanghai, P.R.C
4. Capital	: CNY 300 million (about JPY 4 billion)
5. Number of staff	: About 260
6. Current branch	: Shanghai Branch, Guangdong Branch

Information relating to TMEI's US Chapter 15 filing

Wed, 20 Jul 2011 00:48:02 GMT

Tokio Marine Europe Insurance Ltd. (hereinafter “TMEI”), a wholly owned subsidiary of Tokio Marine Group, filed a petition for protection from certain creditors under Chapter15 at the U.S. bankruptcy court in Manhattan on 18th July. The creditors to which the application relates are those included within the Scheme of Arrangement for a part of TMEI’s insurance portfolio. The Scheme of Arrangement is a mechanism to commute insurance liabilities with various creditors on a collective basis in accordance with the U.K. Commercial Act. TMEI intends to commute the (run-off) reinsurance contracts it stopped underwriting in the past.
The purpose of the Chapter15 application is to proceed the Scheme without challenges by the creditors in the U.S.

TMEI is rated AA- by S&P for financial strength. The Scheme of Arrangement has no effect on TMEI’s financial soundness and credibility.

For more information relating please visit www.tokiomarine.eu.

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